View all posts
January: Start the New Year Strong with Harmony Bank
New Year. New Opportunities. Same Trusted Bank.
A new year brings new opportunities to grow your financial health. From budgeting to boosting savings, these simple steps will help you make 2025 your best financial year yet.
- Review and Adjust Your Budget — Reflect on last year’s spending habits, account for any changes, like salary adjustments or new expenses, and align your budget with your 2025 goals.
- Stay on Top of Your Spending — Keep track of where your money goes by using budgeting apps or expense-tracking tools. Use our Savings Goals Calculator to help you set and achieve your financial goals.
- Build Your Emergency Fund — Make 2025 the year you secure your financial peace of mind. Aim to save 3-6 months’ worth of living expenses in an emergency fund designated for unexpected situations, like medical expenses or car repairs.
- Boost Your Retirement Contributions — Increase contributions to your 401(k), IRA, or other retirement plans, taking advantage of the power of compounding to grow your nest egg faster.
- Refinance Loans to Save Big — Explore refinancing options for mortgages, student loans, or auto loans. Our Simple Loan Calculator will help you assess potential savings.
Partner with us to Elevate Your Business
Start your business (and the new year) off the right way — backed by local financing.
At Harmony Bank, we understand that access to capital is crucial for any small business striving to grow and succeed, and we care about your journey. Take a look at our small business loan offerings, and let’s chat about how our local team of bankers can help your business prepare for whatever 2025 brings.
Guard Your Finances From Fraud
PROTECT YOUR ACCOUNTS THIS SEASON!
- Monitor Your Accounts Regularly: Review transactions frequently to catch any unauthorized activity early.
- Set Up Account Alerts: Enable notifications for suspicious activity or large transactions.
- Keep Your Information Private: Never share sensitive details like passwords, PINs, or account numbers.
- Use Strong Passwords: Create unique, complex passwords and update them regularly.
- Avoid Public Wi-Fi for Banking: Use secure connections when accessing financial information.
- Beware of Phishing Scams: Don’t click on links or open attachments from unknown senders.
If you notice unusual activity, reach out to us right away at 1-800-HARMONY or www.Harmony.Bank