Compare Our Accounts
Low Transaction Volumes
Small Business Checking
Features
- 150 free monthly transactions; 20¢ per transaction thereafter1
Monthly Service Fee
$10
Free Online & Mobile Banking Access?
Yes
Free Business Debit Card?
Yes2
Minimum Opening Deposit
$100
Medium Transaction Volumes
Business Analysis Checking Account
Features
- Unlimited monthly transactions with a low per-item fee
- Offset monthly fees with an earnings credit1
Monthly Service Fee
$15
Free Online & Mobile Banking Access?
Yes
Free Business Debit Card?
Yes2
Minimum Opening Deposit
$100
Business Interest Checking
Features
- Offered to IOLTA and Non-Profit Organizations only
- Interest paid monthly
Monthly Service Fee
$0
Free Online & Mobile Banking Access?
Yes
Free Business Debit Card?
Yes
Minimum Opening Deposit
No minimum opening deposit
Small Business Checking:
1 If the account has more than 150 items per month (checks, deposits, ACH, etc), Harmony Bank reserves the right to move the account into Harmony Bank's Business Analysis Checking Account, which is subject to additional fees. Other service fees may apply.
2Subject to approval
Business Analysis Checking Account:
1 Earnings Credit Rate (ECR), ECR is a variable rate set at the Bank’s discretion. Earnings credit is calculated monthly based on the average positive available balance and may be used to offset eligible service charges. Any unused earnings credit does not carry over and is not credited to the account. If earnings credit is less than service charges, the difference will be charged to the account.
2 Subject to Approval
Business Interest Checking:
*Digital banking and bill pay, mobile banking anbd mobile deposit, eStatements with check images, Debit Card Management, My View Financial Software, P2P, External Transfer, Internal Transfer, and multi-check mobile deposit.