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We Are Harmony Bank
Experience a Texas-owned, locally-grown bank. Better Happens Together with the Harmony Bank team. We'll do our best to exceed your expectations.
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Refer Friends
Earn Rewards!
Refer your friends and earn rewards when they open and use a new Harmony Bank personal or business checking account!
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Rewards!
Every Purchase. Everywhere.
- No Annual Fee
- Low Introductory Rate
- Exceptional Benefits
- Flexible Rewards
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You Mean Business
So Should Your Credit Card.
Manage business expenses better, with the right card for your business.
• Attractive APR
• Flexible Rewards
• Multiple Billing Options
• Exceptional Features and Benefits
Feel Great About Your Money
Whether you're saving or spending, our accounts work in perfect harmony with your financial needs and dreams.
Confidently Manage Business Cash
From startups to established local businesses, get the financial solutions you need to thrive.
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Bishop Arts
247 West Davis Street
Dallas, TX 75208 -
Cedars
1600 South Ervay Street
Dallas, TX 75215 -
Deep Ellum
3033 Main Street
Dallas, TX 75226 -
Ennis
909 South Clay Street
Ennis, TX 75119 -
Garland
1919 South Shiloh Road, Suite 100
Garland, TX 75042 -
Italy
100 West Main
Italy, TX 76651 -
Kemp
100 South State Highway 274
Kemp, TX 75143 -
Rice
100 North McKinney
Rice, TX 75155 -
Seven Points
316 South Seven Points Drive
Seven Points, TX 75143 -
Uptown
4161 McKinney Avenue, Suite 101
Dallas, TX 75204 -
Waxahachie
104 Broadhead Road
Waxahachie, TX 75165
Consumer & Commercial Loans
Where There's a Goal, There's a Way
Floor plans, vacation plans, business plans — whatever your next big idea is, let's make it happen together.

Business Lending
Your business is unique. Its financing should be the same way. That’s why we offer custom loans for covering any demand.

Personal Lending
Find your more — more space, more memories, or more miles — with a rate you can afford and terms you can trust.

HOA Lending
Improve your development and community with a specialized HOA loan that brings any project to life.
News & Events
Missed our Harmony Monthly Newsletter? Read it here!
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January: Start the New Year Strong with Harmony Bank
A new year brings new opportunities to grow your financial health. From budgeting to boosting savings, these simple steps will help you make 2025 your best financial year yet.
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February: Show Your Business Some Love This February
As we kick off 2025, now is the perfect time to take control of your cash flow and set your business up for success. Effective cash flow management can be the difference between growth and struggle…
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March: March Money Moves
March is Women?s History Month, and we?re celebrating the trailblazing women who have shaped industries, driven innovation, and inspired change. At Harmony Bank, we support women-led businesses by…
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April: Keeping Your Money Local Grows Your Community
April is Community Banking Month, and at Harmony Bank, we?re proud to celebrate over a century of serving our neighbors in Dallas and East Texas. Unlike big banks that send your deposits across the…
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Find Your Way to Homeownership
Our team of local lenders will make you feel like you’re there already.