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Rewards!
Every Purchase. Everywhere.
- No Annual Fee
- Low Introductory Rate
- Exceptional Benefits
- Flexible Rewards
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Supporting Your Business
Tools to optimize cash flow, mitigate risks and maximize returns. Our local team knows your business.
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Saying Goodbye to the Penny
The Federal Government stopped minting pennies in June 2025.
Find out how this may impact your banking. -
We Are Harmony Bank
Experience a Texas-owned, locally-grown bank. Better Happens Together with the Harmony Bank team. We'll do our best to exceed your expectations.
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National Recognition
We’re proud to share that two independent agencies have awarded Harmony Bank their highest ratings. It’s a testament to our strength as an institution and our unwavering commitment to reliability and putting our customers first.
Feel Great About Your Money
Whether you're saving or spending, our accounts work in perfect harmony with your financial needs and dreams.
Confidently Manage Business Cash
From startups to established local businesses, get the financial solutions you need to thrive.
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Bishop Arts
247 West Davis Street
Dallas, TX 75208 -
Cedars
1900 South Ervay Street
Dallas, TX 75215 -
Deep Ellum
3033 Main Street
Dallas, TX 75226 -
Ennis
909 South Clay Street
Ennis, TX 75119 -
Garland
1919 South Shiloh Road, Suite 100
Garland, TX 75042 -
Italy
100 West Main
Italy, TX 76651 -
Kemp
100 South State Highway 274
Kemp, TX 75143 -
Rice
100 North McKinney
Rice, TX 75155 -
Seven Points
316 South Seven Points Drive
Seven Points, TX 75143 -
Uptown
4161 McKinney Avenue, Suite 101
Dallas, TX 75204 -
Waxahachie
104 Broadhead Road
Waxahachie, TX 75165
Consumer & Commercial Loans
Where There's a Goal, There's a Way
Floor plans, vacation plans, business plans — whatever your next big idea is, let's make it happen together.
Business Lending
Your business is unique. Its financing should be the same way. That’s why we offer custom loans for covering any demand.
Personal Lending
Find your more — more space, more memories, or more miles — with a rate you can afford and terms you can trust.
HOA Lending
Improve your development and community with a specialized HOA loan that brings any project to life.
News & Events
Missed our Harmony Monthly Newsletter? Read it here!
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November: Strategic Investments Today = Saving Money Tomorrow
As the year wraps up, now is the time to consider equipment upgrades that could improve your operations and reduce your taxable income. Under current IRS Section 179 rules, many business equipment…
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October: No Tricks. Just Smart Financial Treats.
As autumn settles in, it?s the perfect time to prepare for what?s ahead. With just a few months left in the year, October offers an opportunity to review your goals, strengthen your financial footing,…
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September: Fall into Financial Success with Harmony Bank
September marks a new season filled with vibrant Fall colors and new opportunities to achieve your financial aspirations. As we embrace the autumn months, consider refining your financial strategy…
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August: Back-to-Business with Harmony Bank
August means new beginnings - not just for kids settling into back-to-school routines, but for your business too. Whether you're prepping for your kids' fall semester or working towards your Q3…
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July: Your Summer. Your Community. Your Bank.
Wherever this summer takes you, whether it?s across the country or across town, we're here for you. Manage your money on the go, tap into community-based lending, and stay alert with real-time fraud…
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June: Another Summer of Harmony
This summer, stay steps ahead with secure digital banking, local loan options, and helpful fraud tips ? all from the community bank that?s here for you. Whether you're planning a big move, heading out…
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May: May Is Made for Celebrating
As spring blossoms and summer peeks around the corner, we're celebrating everything that makes our community vibrant and strong.
Read More
Find Your Way to Homeownership
Our team of local lenders will make you feel like you’re there already.
