Harmony Bank is a great place to work!

Harmony Bank is an equal opportunity and affirmative action employer. Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as protected veterans.


Credit Analyst

Harmony Bank is seeking to hire a professional Credit Analyst. The Credit Analyst role will provide underwriting for the Bank's credit requests and renewals and analyze the Bank’s risk exposure when extending credit to a borrower.


  • Assess the creditworthiness of loan requests: new, renewed, or prospective
  • Understand how business financial statements correlate and why each is necessary in risk assessment
  • Provide detailed financial analysis, which includes ratio analysis, trend analysis, and profitability margins
  • Prepare comprehensive collateral assessments to assess the Bank’s risk exposure
  • Credit risk assessment and potential external factors affecting repayment or the borrower's industry
  • Prepare concise and objective based Credit Memorandums
  • Prepare other documentation, as required, considered during the credit approval process
  • Monitor loan agreements for compliance, report findings to Lending Officers, and prepare exception reports or summaries
  • Design, prepare, and review management reports, including but not limited to documentation exceptions, collateral margins, and other reports deemed necessary to satisfy both internal and regulatory reporting requirements
  • Adherence to credit policy and bank underwriting guidelines


  • Proficient in Microsoft Excel
  • Up to date with legal, compliance, and market risk-related issues
  • Ability to analyze cash flows, leverage, collateral, customer strength, and financial ratios
  • Strong communication and presentation skills
  • Sound judgement
  • Ability to work in a team?based atmosphere
  • Strong work ethic with the desire to learn about credit and the importance thereof
  • BS degree in Finance, Accounting, Economics, or a related field
  • Regular and punctual attendance is required for this role

Education and Experience:

  • BS degree in Finance, Accounting, Economics, or a related field, or equivalent experience
  • Previous underwriting experience is not required; however, general banking experience is preferred. Harmony Bank will provide credit training for all new hires, regardless of experience level.


  • 401(k)
  • 401(k) matching
  • Dental Insurance
  • Health Insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision Insurance
  • Disability Insurance

Lending Assistant

Provide administrative support to the organization’s Loan Officers by performing a variety of tasks, including preparing loan approval forms and packages and organizing and maintaining files.


  • Work closely with the loan officers.
  • Prepare loan approval forms to be submitted to the loan operations department, loan committee, and/or the Board of Directors.
  • Prepare loan packages to be submitted to the loan operations department for document preparation.
  • Order title work and closing statements.
  • Work with insurance companies for proper collateral coverage.
  • Maintain loan officer’s exceptions and submit proper documentation to the loan operations department to clear exceptions.
  • Communicate with the borrowers.
  • Receive and prepare draw requests and submit them to loan operations for payment.
  • Order Inspections on draw requests.
  • Manage loan officer’s calendar, schedule appointments, and organize meetings.
  • Perform other duties as assigned by management.

Required Skills/Qualifications:

  • Strong oral and written communication skills; ability to communicate effectively and professionally in writing, in person, and over the phone.
  • Proficient in Microsoft Office, especially Word, Excel, and PowerPoint.
  • Knowledge of commercial real estate loans.
  • Knowledge of commercial real estate, C&I, and consumer loan documentation requirements.
  • Knowledge of business entity types and required documentation, including CIP documentation.
  • Knowledge of Title Policies and UCC filing requirements.
  • Excellent organizational, problem-solving, and analytical skills; able to manage priorities and workflow.
  • Must have good time management and problem-prevention skills.
  • Ability to work independently and as part of a team.
  • Willingness and ability to adapt to changing business needs and deadlines.

Education and Experience:

  • Associate’s degree preferred.
  • Minimum 2 years of experience in an administrative role, or an equivalent combination of education and experience.


  • 401(k)
  • 401(k) matching
  • Dental Insurance
  • Health Insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision Insurance
  • Disability Insurance

Mortgage Loan Processing Specialist

The mortgage loan processing specialist will verify, compile, and organize loan documentation, ensuring all requirements are met according to regulatory standards and Secondary Market and Portfolio loan requirements. This position involves acting as a liaison between loan officers, underwriters, borrowers, and other relevant parties to expedite the loan approval process.

Duties and Responsibilities

  • Prepare disclosures to meet TRID and various other government regulations.
  • Coordinate with appraisers, title companies, and insurance agents to facilitate property appraisals, title searches, and insurance coverage.
  • Communicate with borrowers, loan officers, and underwriters to satisfy underwriting conditions.
  • Verify the accuracy of information in the working file and loan origination software.
  • Work with investors to obtain final loan approval.
  • Order closing documents through various systems
  • Process files in a timely manner to ensure closing dates met.
  • Stay updated on industry trends, regulations, and best practices.
  • Maintain compliance with relevant regulations and guidelines, including but not limited to RESPA, TRID, and Fair Lending Laws
  • Perform various clerical duties.

Education and Experience

  • High School diploma or GED
  • 2-3 years mortgage loan processing experience required.
  • Knowledge of Secondary Market Loans preferred.

Required Skills/Qualifications

  • Working knowledge of MS Word and Excel.
  • Strong understanding of mortgage loan products, documentation requirements, and industry regulations.
  • Ability to work independently and collaboratively in a fast-paced environment
  • Flexibility to adapt to changing priorities and workload demands. Some overtime may be required.
  • Ability to lift up to 30lbs


  • 401(k) match
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Long Term Disability Insurance
  • Life insurance
  • Health Savings Account
  • Paid Time Off
  • Wellness Program
  • Employee Assistance Program

Part-Time Universal Banker

The Universal Banker position combines the Personal Banker and Teller positions. The primary responsibilities of this position are to assist customers with the paying and receiving functions of the bank, assist customers with opening new accounts, and provide customer service for new and existing account holders.

Essential Duties and Responsibilities

  • Provide a high level of customer service.
  • Perform processing of financial transactions, including cash transactions, with high accuracy.
  • Identify customer needs and provide solutions.
  • Handle maintenance and service requests for new and existing consumer and business customers.
  • Assist customers with opening business and personal checking accounts, savings accounts, CDs, and IRAs.
  • Must follow policies and procedures established by Texas Brand Bank.
  • Performs all other duties as assigned.


  • Part-time - Must be available Monday through Friday, 12:00 pm to 5:00 pm
  • Must be able to work full-time when necessary.
  • Previous cash-handling experience
  • Strong listening skills, excellent customer service skills, comfortable asking questions and identifying customer needs
  • Strong oral and written communication skills; ability to communicate effectively and professionally in writing, in person, and over the phone
  • Ability to work independently and as part of a team
  • Ability to take initiative, assume responsibility, prioritize tasks
  • Must have good time management, organizational, problem-prevention, and problem-solving skills
  • Ability to complete tasks or resume tasks despite interruptions
  • Ability to work accurately with close attention to detail
  • Willingness and ability to adapt to changing business needs and deadlines
  • Ability to maintain confidentiality of information
  • Possess a work ethic that includes neatness, punctuality, and accuracy
  • Exhibit a professional appearance and friendly demeanor
  • Must be able to report to any of our locations in Dallas County

Education Requirement

  • High School Diploma or equivalent


  • Cash handling: 1 year (Preferred)
  • Customer service: 1 year (Preferred)

Work Location

Dallas County

Work Remotely



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