Harmony Bank is a great place to work!
If you’re excited to join a team that values trust, change, relationships, and community, send your resume to [email protected].
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Lending Officer
Job Summary
We’re looking for a relationship-focused Lending Officer to join our team in Kemp, Texas. In this role, you’ll help individuals and businesses get the financing they need to grow and succeed. You’ll work closely with customers to understand their goals, find the right loan solutions, and guide them through the process from start to finish.
This is a great opportunity for someone who loves connecting with people, understands lending inside and out, and enjoys being part of a tight-knit team that truly supports its community.
Key Responsibilities:
- Work one-on-one with clients to understand their borrowing needs and help them find the right loan options.
- Originate and underwrite loans for a variety of needs—from personal to business.
- Analyze financial documents and credit reports to make sound lending decisions.
- Stay in touch with your loan portfolio to keep things running smoothly and spot any red flags early.
- Build strong relationships with clients, prospects, and local professionals like real estate agents and builders.
- Get involved in the community - attend events, meet new people, and represent the bank.
- Collaborate with the credit, compliance, and loan support teams to ensure everything is in line.
- Help shape and follow lending policies to keep us compliant and competitive.
Qualifications:
- 5+ years of experience in lending at a bank or financial institution
- Bachelor’s degree in Finance, Business, or a related field
- Solid credit analysis and underwriting skills
- Comfortable reviewing financials and communicating recommendations clearly
- Strong customer service mindset—you’re great with people and know how to build trust
- Self-starter who can juggle priorities and get things done
- Familiarity with Microsoft Office (especially Excel) and loan software tools
- Knowledge of a variety of bank products is a big plus
- Integrity and professionalism are a must
Why You’ll Love It Here:
- We’re community-focused and relationship-driven
- You’ll have real impact—on both your clients and your team
- We value integrity, collaboration, and doing right by people
- Competitive pay and benefits
Benefits:
- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Long Term Disability
- Life insurance
- Paid time off
- Vision insurance
Sound like a good fit?
We’d love to hear from you. Apply now and let’s talk!
Digital Banking Manager
Job Summary
The Digital Banking Manager is responsible for overseeing the bank’s digital banking services, ensuring seamless delivery of online and mobile banking solutions to customers. This role involves managing digital platforms, enhancing customer experience, ensuring compliance with banking regulations, and leading team members to provide exceptional support for our digital services.
Key Responsibilities:
- Oversee daily operations of digital banking platforms, including online banking, mobile banking, bill pay, and other related services. Ensure systems are operational, secure, and updated to meet customer needs.
- Provide expertise and support to customers with digital banking needs, including troubleshooting and resolving issues related to hardware and software. Ensure a remarkable customer experience in digital channels.
- Implement new digital banking products and digital service delivery such as digital account opening, test, and provide post-implementation support. Recommend product and service upgrades and enhancements to meet competitive standards.
- Develop bank staff to support digital banking services. Foster a culture of continuous learning and improvement, ensuring the team is knowledgeable about current digital banking products and services.
- Ensure compliance with all bank policies, procedures, and state and federal banking regulations. Balance risk to the bank while maintaining high levels of customer service.
- Prepare and analyze reports related to digital banking operations. Monitor product usage, system operation, and customer feedback to inform strategic decisions.
- Work closely with senior management and other department managers to maintain policies, implement new solutions, and participate in strategic planning for digital implementations.
- Demonstrate all Harmony Bank Core Values
Education and Experience:
- Extensive background in digital services or cash management within the banking industry.
- In-depth knowledge of digital banking platforms and technologies.
- Excellent problem-solving and decision-making abilities.
- Strong understanding of banking regulations and compliance requirements.
- Effective communication and interpersonal skills.
Physical Requirements:
- Must be able to lift 15 pounds at times.
- Prolonged periods of sitting at a desk and working on a computer.
Benefits:
- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Harmony Bank is an equal opportunity employer. Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as protected veterans.
Lending Officer – Medical, Executive & Consumer Lending Specialist
Location: Medical District Branch
Reports To: Chief Lending Officer
Job Type: Full-Time / Exempt
About the Role
Are you a lender who understands the financial needs of doctors, executives, and consumers? We’re looking for a lending officer who enjoys helping healthcare professionals, business leaders, and individuals secure the financing they need to grow their practices, advance their careers, or manage personal expenses.
This role is all about building meaningful relationships and delivering customized lending solutions, all within a community-focused bank that values trust and personal service.
Key Responsibilities
- Work with medical professionals and executives on lending needs such as practice acquisitions, equipment loans, working capital, real estate for practice use, and Executive & Professional (E&P) lending.
- Assist customers with consumer loans
- Structure, underwrite, and close loans that meet the client’s goals and align with sound credit practices.
- Build and maintain strong networks within the healthcare, executive, and consumer communities.
- Guide clients through the lending process with clarity and care.
- Collaborate with internal teams to ensure smooth and timely closings.
- Stay informed on trends in healthcare, executive, and consumer lending.
- Represent the bank with professionalism, approachability, and a focus on community service.
Qualifications
- Proven experience in medical, executive/professional, and consumer lending.
- Understanding of practice finance, E&P lending, consumer lending, and SBA loan programs.
- Strong relationship-building and communication skills.
- Self-motivated and collaborative, with excellent problem-solving abilities.
- Sound credit analysis and loan structuring knowledge.
- Bachelor’s degree in Business, Finance, or related field preferred—or equivalent lending experience.
- Spanish-speaking preferred to serve our diverse client base.
Why Work With Us?
We’re not your typical bank. We put relationships before red tape. You’ll join a team that values flexibility, trust, and authentic service. We celebrate wins together and show up for our clients and community.
Perks & Benefits
- 401(k) with employer matching
- Medical, dental, and vision insurance
- Health savings account (HSA)
- Life insurance
- Paid time off
- Employee assistance program
- Referral program
- A culture where your voice matters and your work makes a difference
Compensation Package:
- Bonus opportunities
Schedule:
- Monday to Friday
Experience:
- Lending: 5 years (Required)
Language:
- Spanish/English (Preferred)
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