April: Keeping Your Money Local Grows Your Community
Celebrating Community Banking Month
April is Community Banking Month, and at Harmony Bank, we’re proud to celebrate over a century of serving our neighbors in Dallas and East Texas. Unlike big banks that send your deposits across the country, we keep your money working right here in Texas. Whether you’re seeking personalized service, great rates, or convenience, we’re here to make managing your banking easier and more rewarding.
Banking Local Matters
Here’s some of the distinct advantages of community banks that make managing your money easier and more rewarding:
- Financial Stability You Can Trust: Community banks have a strong record of stability, ensuring they can support you through all economic conditions.
- Better Rates for Your Growth: Community banks often offer more competitive rates on loans and deposits — helping both businesses and individuals grow.
- Smart Lending: By focusing on long-term customer success, community banks maintain lower credit loss levels, reducing financial risks.
- Strong Loan Growth: Even during economic downturns, community banks continue to provide crucial support to small businesses and individuals when big banks may pull back.
- Personalized Service with Convenience: We combine trusted relationships with conveniences like mobile banking, remote deposit, online applications, and peer-to-peer payments — so all your needs are met.
Source: FDIC Community Banking Study, Federal Deposit Insurance Corporation, December 2020
Beware of Toll Payment Scam
Scammers are posing as toll agencies, sending text messages that claim you have unpaid tolls and demanding immediate payment. These fraudulent messages often include a link that asks for your bank or credit card details.
Why It's Dangerous
- Clicking the link can compromise your personal and financial information
- Scammers may collect sensitive data like your driver’s license numbers
- This could lead to identity theft or financial loss
How to Stay Safe
- Ignore unexpected text messages with payment demands
- Verify toll payments directly through official websites
- Report suspicious messages using your phone’s “report junk” feature
- Block the sender’s phone number to prevent future messages
If you ever receive a suspicious message claiming to be from Harmony Bank, call us at 1-800-HARMONY or www.Harmony.Bank.